Some of our Specialty Programs

Home Owners Association

Provides insurance for the Associations buildings and liability protection along with directors and officers coverage! Important to keep up with today’s replacement cost of the buildings in the Association! Most of our companies package all the insured’s needs in one policy. Note: We are up to date on the new Utah laws in reference to insurance: effective July 1, 2011.

Restaurant Insurance

As restaurants have their own unique need of coverage. Our companies package the coverage to broaden those needs. This package would include building, contents, liability and liquor liability. For most restaurant owners their workers compensation can be placed with the same company under its’ own policy.

Contractor’s Insurance

Provides insurance coverage for General Contractors, subcontractors, and or artisan contractors! The coverage can include general Liability, Property, tools and Equipment, Builders Risk, Workers Compensation, and Bonds.

Special Events Liability

Tailored for special events for organizations with potential loss exposures because of large or small crowds! Coverage can be provided as premises liability, grandstand erection and use, defamation by a speaker or performer, product liability arising out of the sale of ford or souvenirs, and medical expenses.

You can also, for special events, purchase Director’s & Officers, Employment Practices Liability, Inland Marine, Commercial Auto, & Excess Liability.

Guides and Outfitters Insurance

Designed for hunting and fishing, whitewater rafting, and outdoor activity guides and outfitters! Coverage may include General Liability, Inland Marine, Crime, Commercial Auto and Excess Liability.

Ranch and Farms

We have a lot of expertise in this area. We can help with the smallest ranch and farm operations, to the very largest. We can offer strong companies that have specific products for the ranch and farm owner.